Contact Information

Homestar Financial Corporation

824 S. Dekalb St
Shelby, NC

Shelby 704-482-2588
Lincolnton 704-732-2299
Gastonia 704-865-5221
Rutherfordton 828-287-0058

Fax: 704-487-8665

Business Hours:
Monday-Friday 9 a.m.-5 p.m.

Loan Programs

Homestar Financial Corporation offers a range of loan programs to meet your needs.

mortgages loan services  credit programs services


  • Conventional 30- and 15-Year Fixed Rates
  • Federal Housing Administration (FHA) Insured Programs
  • Department of Veteran Affairs (VA) Guaranty Programs for GIs
  • USDA Rural Development Programs
  • 1- to 6-month and 1,3,5,7, and 10-Year Adjustable Rate Mortgages
  • Jumbo Mortgage Programs Greater Than $ 417,501
  • Debt Consolidation Refinances
  • Rate and Term Refinances
  • Alternative Credit Programs
  • Non-Owner Occupied and Second Home Loans
  • Modular Housing Loans
  • Fannie Mae Automated Underwriting
  • Freddie Mac Automated Underwriting
  • In-House Processing Staff
  • In-House Underwriting Available On Most Products
Print Version Print Version       Send to a friend Send to a friend